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Married without a Will?
If you do not have a Will there are rules for deciding who inherits your assets, depending on your personal circumstances. If you’re married or in a civil partnership and there are no children then your husband, wife or civil partner won’t automatically get everything. They will receive: Personal items, such as household articles and
Financial goals
Goals are important to ensure you don’t invest too little or too much, what is the point in over investing in your pension or dying and paying lots of Inheritance Tax? Your personal financial goals can be broken down into short term, medium term and long term. And, you can work the numbers to ensure
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Hiding from the taxman
Tax is payable on profits of a sole trader or partner, regardless if you take the profit out of the business or not. With a Limited Company you can leave the profit inside the company and only pay 20% tax. This can be useful if you have fluctuating profits in your business. If your profits
Cut your tax bill by 9%
National Insurance is charged on profits of a sole-trader or partnership. At the moment, the charge is 0% below £7,225, 9% between £7,225 and £42,475 and 2% over £42,475. But, if you trade your business as a Limited Company you can take your profit as dividends which do not attract a National insurance Charge. If
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